As long as the issuer reports to the bureaus and you use the card responsibly, you'll build a good credit history. 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases; To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. Be sure the credit card issuer reports that you are an authorized user to the credit agencies. Minimum monthly payments required. Minimum Monthly Payments required. That card has now launched and is available for new sign ups. Once your return has been processed, a Newegg Store Credit Gift Card will be issued and sent to you via email within approximately 1 -2 business days. If Newegg does not immediately charge your Card for your purchase, the offsetting credit for the dollar amount used in points may appear on an earlier billing statement than the billing statement containing the charge for your purchase. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Get a secured credit card. You get a credit card that looks just like an unsecured credit card. For returns for store credit, Newegg will issue you store credit in the form of a Newegg Store Credit Gift Card. When a credit card issuer denies your credit card application, it can feel like your entire financial life is being judged by someone you've never met. On Purchases of $249 -$498.99 with your Newegg Store Credit Card. T he money you move into Credit Builder’s secured account is the amount you can spend on the card. Unlike traditional credit cards, Credit Builder helps you build credit with no fees and no interest. Earlier this year it was announced that Synchrony would be issuing a Newegg.com store credit card. Ask a family member with excellent credit to cosign a loan—and make all payments on time. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Newegg Credit Card Features: No annual fee; No interest if paid in full within 6 months on purchases of $249 -$498.99 with your Newegg Store Credit Card. Yet cardholders and authorized users' on-time, late or missed payments will be added to both parties' credit reports, so it's important that cardholders and authorized users see eye to eye. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Newegg shopping upgraded™ With these cards, you make a security deposit, which often becomes your credit limit. FTC's website on credit. Being added as an authorized user on another person's card may help you establish a credit history or build your credit. There’s also no credit check to apply! Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Credit Builder is a secured credit card. Newegg.com offers the best prices on computer products, laptop computers, LED LCD TVs, digital cameras, electronics, unlocked phones, office supplies, and more with fast shipping and top-rated customer service. Store Credit.